You surely aren't unequaled, so many are cladding the like affair.
What you motivation is a tierce company, freelancer exponent, to interfere on your behalf. Call Lifeline or the Salvation Army and ask to address to their fiscal counselor-at-law. If you go to a church, they may let individual who can assist you. You may suffer to expect a lilliputian, but do excuse how pressing it is and they may be capable to postponement things for you. Whatever you do, don't go into boost debt, nerve-wracking to get another loanword to pay out what you already sustain.
Also delight don't get mired in any 'new schemes'... you get to exercise with what you get now. There is lighter at the end of the burrow.
Best wishes.